Montgomery County
MO · Pop. 11,422 · Rural County
Montgomery County, Missouri covers 535 square miles with a population of 11,422 and a density of 21.3 people per square mile, so rural land and genuine privacy are available. The agricultural economy is rated moderate, built on soybeans, corn, hay. A median home price of $171,000 and an effective property tax rate of 0.75% set the cost of entry. The climate sits in USDA hardiness zone 6b with a 186-day growing season, average summer highs of 85.7°F and average winter lows of 22°F. Annual rainfall averages 44.5 inches, and with drought risk rated high, water storage and irrigation planning matter. Hermann Area District Hospital is 16.7 miles away, though without an in-county emergency room. Broadband reaches 74.8% of homes. On the hazard side, flood risk is high, wildfire risk is high, drought risk is high, so plan infrastructure and insurance accordingly.
Pros
- A long 186-day growing season in USDA zone 6b supports a wide range of crops and multiple plantings.
- A low effective property tax rate of 0.75% holds annual carrying costs down.
- A median home price of $171,000 makes land and property relatively affordable.
- At 21.3 people per square mile, land is available with genuine space and privacy.
- A low unemployment rate of 3.6% reflects a stable local job base.
Cons
- Broadband reaches only 74.8% of homes, a real gap for remote work or online sales.
- The nearest hospital, Hermann Area District Hospital, is 16.7 miles away, a real consideration for medical needs.
- Wildfire risk is high, so defensible space and fire preparedness should be part of any build plan.
At a glance
Montgomery County, MO is a solid homesteading option with some tradeoffs.
- Homestead score
- 64/100
- Median home price
- $171k
- Property tax
- 0.75%
- Growing season
- 186 days (zone 6b)
- Annual rainfall
- 44.5"
- Broadband
- 74.8%
- Nearest hospital
- Hermann Area District Hospital, 16.7 mi
Taxes & Cost of Living
Land & Building
Climate & Growing
Natural Disaster Risk
Healthcare
Infrastructure & Community
Business & Employment
Homesteading in Montgomery County: FAQ
- What is the growing season like in Montgomery County?
- Montgomery County is in USDA hardiness zone 6b with a 186-day growing season, average summer highs of 85.7°F, and average winter lows of 22°F. The established crops are soybeans, corn, hay.
- How affordable is land and property here?
- The median home price is $171,000 and the effective property tax rate is 0.75%. County-level per-acre prices aren't published, so compare current local listings for raw land.
- Is broadband internet available?
- Broadband reaches 74.8% of homes, so verify service at a specific parcel before purchasing.
- How close is healthcare?
- Hermann Area District Hospital is 16.7 miles away, without an in-county emergency room.
Explore Missouri Resources
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LandWatch
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Lands of America
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AcreTrader
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More counties in Missouri
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The closest counties to Montgomery County by distance, including across state lines.
Data sources
Verified
Figures are sourced from public datasets: U.S. Census Bureau — ACS 5-year & Gazetteer, USDA NASS Census of Agriculture, USDA Plant Hardiness Zone Map, NOAA NCEI U.S. Climate Normals (1991–2020), FEMA National Risk Index, FCC Broadband Data Collection, BLS Local Area Unemployment Statistics, HIFLD Hospitals. Always confirm specifics locally before relying on them. See our methodology for how the homestead score is calculated.
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