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St. Croix County

WI · Pop. 94,819 · Mixed County

34/100Homestead Score

St. Croix County sits in Wisconsin across 722 square miles, home to 94,819 people at 131.3 per square mile. The agricultural economy is rated strong, built on corn, soybeans, hay. A median home price of $350,000 and an effective property tax rate of 1.23% set the cost of entry. The climate sits in USDA hardiness zone 4b with a 135-day growing season, average summer highs of 80°F and average winter lows of 6.9°F. Annual rainfall averages 32.3 inches, generally adequate for the region's crops and pasture. Western Wisconsin Health is 6.9 miles away and includes an emergency room. Broadband reaches 97.1% of homes. On the hazard side, flood risk is very high, tornado risk is very high, wildfire risk is high, so plan infrastructure and insurance accordingly.

Property Tax: 1.23%
Growing Season: 135 days
Broadband: 97.1%
Density: 131.3/sq mi

Pros

  • Broadband reaches 97.1% of homes, making remote work and online farm sales realistic.
  • Western Wisconsin Health, with an emergency room, is just 6.9 miles away — strong local healthcare access.
  • A strong agricultural economy built on corn, soybeans, hay means local markets, equipment, and know-how are in place.
  • A low unemployment rate of 3.7% reflects a stable local job base.
  • A low poverty rate of 6.6% signals a relatively stable local economy.

Cons

  • Tornado risk is very high, so a storm shelter and wind-resistant structures are practical necessities.
  • Flood risk is very high, so careful parcel siting and flood insurance are essential.
  • A 135-day growing season limits crop diversity and calls for season-extension tools.
  • A median home price of $350,000 raises the cost of entry relative to more affordable rural markets.
  • Average winter lows of 6.9°F demand serious cold-weather infrastructure for livestock and water systems.

At a glance

St. Croix County, WI is a challenging place to homestead on the data.

Homestead score
34/100
Median home price
$350k
Property tax
1.23%
Growing season
135 days (zone 4b)
Annual rainfall
32.3"
Broadband
97.1%
Nearest hospital
Western Wisconsin Health, 6.9 mi

Taxes & Cost of Living

Property Tax Rate1.23%
Median Household Income$102,482
Poverty Rate6.6%

Land & Building

Median Home Price$350K

Climate & Growing

USDA Zone4b
Growing Season135 days
Annual Rainfall32.3 inches
Avg Summer High80°F
Avg Winter Low6.9°F
Top CropsCorn, Soybeans, Hay

Natural Disaster Risk

Drought2/10
Wildfire5/10
Tornado9/10
Flood7/10

Healthcare

Nearest HospitalWestern Wisconsin Health (6.9 mi)
Emergency RoomYes
Healthcare Facilities4

Infrastructure & Community

Broadband Coverage97.1%

Business & Employment

Unemployment Rate3.7%
Ag EconomyStrong

Homesteading in St. Croix County: FAQ

What is the growing season like in St. Croix County?
St. Croix County is in USDA hardiness zone 4b with a 135-day growing season, average summer highs of 80°F, and average winter lows of 6.9°F. The established crops are corn, soybeans, hay.
How affordable is land and property here?
The median home price is $350,000 and the effective property tax rate is 1.23%. County-level per-acre prices aren't published, so compare current local listings for raw land.
Is broadband internet available?
Broadband reaches 97.1% of homes, strong coverage that supports remote work for most parcels.
How close is healthcare?
Western Wisconsin Health is 6.9 miles away and includes an emergency room; there are 4 hospitals in the county.

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Nearby counties

The closest counties to St. Croix County by distance, including across state lines.

Data sources

Verified

Figures are sourced from public datasets: U.S. Census Bureau — ACS 5-year & Gazetteer, USDA NASS Census of Agriculture, USDA Plant Hardiness Zone Map, NOAA NCEI U.S. Climate Normals (1991–2020), FEMA National Risk Index, FCC Broadband Data Collection, BLS Local Area Unemployment Statistics, HIFLD Hospitals. Always confirm specifics locally before relying on them. See our methodology for how the homestead score is calculated.