Morgan County
TN · Pop. 21,193 · Suburban County
Morgan County sits in Tennessee across 522 square miles, home to 21,193 people at 40.6 per square mile. The agricultural economy is rated weak, built on hay, haylage, soybeans. The median home price is $144,000, with an effective property tax rate of 0.58%. The climate sits in USDA hardiness zone 7a with a 174-day growing season, average summer highs of 84.4°F and average winter lows of 26.2°F. Annual rainfall averages 54 inches, generally adequate for the region's crops and pasture. Roane Medical Center is 17.9 miles away, though without an in-county emergency room. Broadband reaches 99.9% of homes. On the hazard side, wildfire risk is very high, so plan infrastructure and insurance accordingly.
Pros
- A low effective property tax rate of 0.58% holds annual carrying costs down.
- A median home price of $144,000 makes land and property relatively affordable.
- Broadband reaches 99.9% of homes, making remote work and online farm sales realistic.
- A low unemployment rate of 4% reflects a stable local job base.
- Annual rainfall of 54 inches supports rain-fed gardens and pasture in most years.
Cons
- Wildfire risk is very high, requiring defensible space, fire-resistant construction, and an evacuation plan.
- The nearest hospital, Roane Medical Center, is 17.9 miles away, a real consideration for medical needs.
- A poverty rate of 18.8% reflects a constrained local economy with limited off-farm income options.
- The agricultural economy is rated weak, so local farm markets, suppliers, and services are limited.
Taxes & Cost of Living
Land & Building
Climate & Growing
Natural Disaster Risk
Healthcare
Infrastructure & Community
Business & Employment
Homesteading in Morgan County: FAQ
- What is the growing season like in Morgan County?
- Morgan County is in USDA hardiness zone 7a with a 174-day growing season, average summer highs of 84.4°F, and average winter lows of 26.2°F. The established crops are hay, haylage, soybeans.
- How affordable is land and property here?
- The median home price is $144,000 and the effective property tax rate is 0.58%. County-level per-acre prices aren't published, so compare current local listings for raw land.
- Is broadband internet available?
- Broadband reaches 99.9% of homes, strong coverage that supports remote work for most parcels.
- How close is healthcare?
- Roane Medical Center is 17.9 miles away, without an in-county emergency room.
Explore Tennessee Resources
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LandWatch
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Lands of America
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AcreTrader
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More counties in Tennessee
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The closest counties to Morgan County by distance, including across state lines.
Data sources
Verified
Figures are sourced from public datasets: U.S. Census Bureau — ACS 5-year & Gazetteer, USDA NASS Census of Agriculture, USDA Plant Hardiness Zone Map, NOAA NCEI U.S. Climate Normals (1991–2020), FEMA National Risk Index, FCC Broadband Data Collection, BLS Local Area Unemployment Statistics, HIFLD Hospitals. Always confirm specifics locally before relying on them. See our methodology for how the homestead score is calculated.
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