Breckinridge County
KY · Pop. 20,722 · Suburban County
Breckinridge County, Kentucky covers 570 square miles with a population of 20,722 and a density of 36.4 people per square mile, so rural land and genuine privacy are available. The agricultural economy is rated moderate, built on hay, soybeans, corn. The median home price is $141,000, with an effective property tax rate of 0.6%. The climate sits in USDA hardiness zone 7a with a 180-day growing season, average summer highs of 84.5°F and average winter lows of 26.5°F. Annual rainfall averages 51.2 inches, generally adequate for the region's crops and pasture. Breckinridge Memorial Hospital is 0.9 miles away and includes an emergency room. Broadband reaches 86.3% of homes. On the hazard side, flood risk is high, tornado risk is very high, so plan infrastructure and insurance accordingly.
Pros
- A low effective property tax rate of 0.6% holds annual carrying costs down.
- A median home price of $141,000 makes land and property relatively affordable.
- Breckinridge Memorial Hospital, with an emergency room, is just 0.9 miles away — strong local healthcare access.
- Annual rainfall of 51.2 inches supports rain-fed gardens and pasture in most years.
Cons
- Tornado risk is very high, so a storm shelter and wind-resistant structures are practical necessities.
- A poverty rate of 21.3% reflects a constrained local economy with limited off-farm income options.
- Flood risk is high, so low-lying parcels deserve careful evaluation before purchase.
At a glance
Breckinridge County, KY is a strong overall fit for homesteading.
- Homestead score
- 93/100
- Median home price
- $141k
- Property tax
- 0.6%
- Growing season
- 180 days (zone 7a)
- Annual rainfall
- 51.2"
- Broadband
- 86.3%
- Nearest hospital
- Breckinridge Memorial Hospital, 0.9 mi
Taxes & Cost of Living
Land & Building
Climate & Growing
Natural Disaster Risk
Healthcare
Infrastructure & Community
Business & Employment
Homesteading in Breckinridge County: FAQ
- What is the growing season like in Breckinridge County?
- Breckinridge County is in USDA hardiness zone 7a with a 180-day growing season, average summer highs of 84.5°F, and average winter lows of 26.5°F. The established crops are hay, soybeans, corn.
- How affordable is land and property here?
- The median home price is $141,000 and the effective property tax rate is 0.6%. County-level per-acre prices aren't published, so compare current local listings for raw land.
- Is broadband internet available?
- Broadband reaches 86.3% of homes, so verify service at a specific parcel before purchasing.
- How close is healthcare?
- Breckinridge Memorial Hospital is 0.9 miles away and includes an emergency room; there is 1 hospital in the county.
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More counties in Kentucky
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Data sources
Verified
Figures are sourced from public datasets: U.S. Census Bureau — ACS 5-year & Gazetteer, USDA NASS Census of Agriculture, USDA Plant Hardiness Zone Map, NOAA NCEI U.S. Climate Normals (1991–2020), FEMA National Risk Index, FCC Broadband Data Collection, BLS Local Area Unemployment Statistics, HIFLD Hospitals. Always confirm specifics locally before relying on them. See our methodology for how the homestead score is calculated.
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